Liberty Pointe Financial helps families and individuals plan their legacy, protect their loved ones, and grow their wealth — all in one place.
What We Do
Most financial plans address one piece of the puzzle. We put the whole picture together — protecting your estate, insuring your income, and securing your retirement.
Make sure your assets go where you want them — without the delays, costs, or family conflict that come without a plan. We've partnered with an estate planning expert to give you a complete, legally-sound strategy.
Learn MoreMost agents sell policies. We engineer strategies. Our advanced insurance planning methodology uses permanent life insurance as a precision financial tool — to mitigate taxes, accelerate debt payoff, even eliminate a mortgage early.
Learn MoreTurn savings into guaranteed income you can't outlive. Annuities provide a reliable stream of payments — perfect for supplementing Social Security and building a predictable retirement.
Learn MoreEstate Planning
If you own a home, have savings, or have people you love, you need an estate plan — full stop. Without one, the courts decide what happens to everything you've built.
We've partnered with a dedicated estate planning specialist to offer our clients a thorough, personalized plan — not a one-size-fits-all template. Together, we make sure your financial protection and your estate strategy work as one.
Our 4-Step Process
Learn what an estate plan covers, why it matters, and what happens when you don't have one. No obligation — just clarity.
We sit down with you (and your partner, if applicable) to understand your family, your assets, and your goals. One-on-one, unhurried.
Our estate planning expert reviews your complete financial picture — property, accounts, insurance, beneficiaries — and identifies gaps and opportunities.
We deliver a legally-sound, fully customized estate plan — including your will, trust (if needed), healthcare directive, and power of attorney.
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Our Estate Planning Expert
Nikki Flynn is a licensed and bonded Document Preparer with a paralegal certificate and four years of experience in a law firm. She founded Elite Preparation Services LLC with a single mission: to make expert life planning accessible and understandable for every family. With a background in both healthcare and law, she educates first — ensuring every client knows exactly what they have and why it protects them.
Advanced Insurance Planning
Most insurance agents sell you a product and move on. We engineer a strategy — using permanent life insurance as a precision financial instrument to solve problems other advisors don't even know to look for.
At its core, advanced insurance planning uses a permanent life insurance policy with cash value that grows tied to a market index — with a floor of 0%, so you never lose money when markets drop. But in the right hands, it becomes something far more powerful: a tool to recover future tax liabilities, accelerate debt elimination, pay off a mortgage years early, or build a retirement income stream accessed via policy loans — generally free from income tax.
Annuities
The biggest fear in retirement isn't death — it's running out of money. Annuities solve that problem by converting your savings into a predictable, guaranteed income stream.
Think of an annuity like a personal pension: you fund it now, and it pays you a guaranteed monthly income — for a set period, or for the rest of your life. As an independent advisor with access to over 100 carriers, we shop the market to find you the best rates and terms.
Why Us
We're not a big bank, a captive agent, or a call center. We're an independent firm built on relationships — with one goal: to serve your best interests.
We're not owned by any insurance company. With access to over 100 carriers — including Athene, Corebridge, North American, F&G, Transamerica, and Mutual of Omaha — we shop the market and recommend what's actually best for you, not what pays us the most.
Estate plan. Life insurance. Retirement income. Most advisors specialize in just one. We bring all three together so your protection strategy and your wealth strategy actually work as a team.
We've built relationships with specialists you'd otherwise have to find on your own. Our estate planning partnership means you get attorney-quality documents as part of a coordinated financial strategy.
When you work with Liberty Pointe Financial, you work with Chris — directly. No handoffs to a junior associate, no getting lost in a queue. Your plan gets personal attention it deserves.
Our Carrier Partners
As an independent firm, we're not tied to one company. We shop across the market to find the best fit for your needs — including these industry leaders and many more.
"Protecting legacies.
Building futures."
Our Story
Liberty Pointe Financial was founded on a simple belief: families deserve financial guidance that is truly in their corner — not product-pushing, not corporate quotas, and not one-size-fits-all solutions.
Our team brings over two decades of experience across banking, lending, and life insurance — with a philosophy rooted in education over persuasion. We believe the best financial decisions are made by informed clients, not pressured ones. Our job is to make you the expert on your own situation, then be there when you are ready to act.
As an independent firm with access to over 100 top-rated carriers, we answer to one party only: you. We serve families and individuals — the people for whom protecting what they have built has become just as important as growing it.
Get In Touch
Whether you have specific questions or just want to understand your options, there's no pressure and no obligation. Just a real conversation about what matters to you.
